Group Calculator John Hancock (JH) version
                        $109
                         12
                      
                      
                        
                          Monthly 
                     Premium 
                        
                      
                        $109
                      
                       Total Paid Premiums
                    
                            
                            11.4 x
                             
                          
                        Insurance Multiplier
                      
                        $4,000
                      
                      
                        
                          Monthly LTC 
                    Benefit
                        
                      
                        $300,000
                      
                      Total LTC or  Life Benefit
                    
                  Underwriting:
                  
                    Guaranteed Issue (no health questions)
                  
                
              Disclaimer: This sample is intended to help inform and educate and shows example rates and potential benefits for the selected conditions. Please refer to the enrollment system for final rates and underwriting eligibility. This is not an offer of coverage.
 
          
         
          